You would be requiring all or most of these beloe tools when you are desperately looking to come out of debt.
- First up is a simple emi-calculator by http://www.emi-calculator.com/
This site offers a comprehensive EMI calculator which helps in various scenarios for you to understand how much you would be paying as EMI every month.
- Single place to find many various options for comparing and applying for a personal loan aka (in your journey) Debt consolidation loan.
- Loan on Provident Fund. You can avail loan on Provident fund account if you have five years of active PF account without withdrawal despite moving from one organization to another.

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